Hello everyone, I am looking for help on a scenario my in-laws are facing. My father is law is in huge debt from the treatment of my mother in law who passed away last month due to cancer. What he did wrong was that he kept whatever small investments they had secret instead of selling. He is in heavy debt including a mortgage and 2 lines of credit. After her death, father in law decided he couldn't afford to live on whatever was left after nursing home took its share. After we suggested it last week, he went to see credit counseling they basically said 'You don't have enough money!' and told him to either get a job or reverse mortgage his house. He refuses to work so has asked us to look into the reverse mortgage and here we are. We're not sure the reverse mortgage is a good idea because the house is worth maybe 200k and their debt load (mortgage and credit card) is likely between 100-150k.